Legal, copyright and trademark information

Use of this website is governed by the following terms and conditions. These terms and conditions are subject to change without notice to you. Please read them carefully before using this site.

Limited licence and use

Insurance Protection Group and those persons appointed to represent it, grant you a limited licence to display the contents of this site on your computer and print, download and use the materials on this site solely for informational purposes or to transact with Insurance Protection Group. This is provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained. You agree not to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content.

This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice.

Nothing on this site constitutes an offer to buy or sell products or services of any third party. All products and services are subject to the terms and conditions of any applicable contracts and applicable laws. The products and services described on this site are available only in jurisdictions where they may be lawfully offered for sale in Canada. Insurance Protection Group may only solicit the sale of financial products and services for which Insurance Protection Group has been duly licensed in the jurisdiction in which the sale occurs.

The use and content of this site, including the terms and conditions of use, shall be governed by the laws of the province in which Insurance Protection Group resides and you agree to attorn to the jurisdiction of the courts of that province.

Availability

This site, in whole or in part, may periodically be unavailable to you in order to allow for maintenance or updates, or due to other causes, including causes beyond the control of Insurance Protection Group. Further, any or all of the services on this site may change at any time, with or without notice to you.

E-mail security

The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to Insurance Protection Group is encouraged to do so by other means.

Copyright

This site has been developed by Insurance Protection Group. The contents of this site are the property of Insurance Protection Group and third parties whose information or materials are contained on the site. All the information and materials contained on this site are protected by copyright, trademark and other intellectual property laws of Canada and other countries. Subject to the limited licence to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Insurance Protection Group. Any infringement of the rights of Insurance Protection Group may result in appropriate legal action.

Trademarks

Insurance Protection Group owns or has obtained the right to use by licence or otherwise the trademarks, logos and domain names used on or in connection with the goods and services that it provides and displays on this site. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied licence to use such trademarks. Any third party marks are used with permission or under licence.

General disclaimer

While information posted on this site is believed to be reliable and accurate at the time of posting, Insurance Protection Group does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error free, or fit for any purpose.

Nothing on this site forms a contract, or a part of any contract, other than as it relates to the use of this site or as may be expressly provided. In the event of a conflict between the information contained on this site and the terms contained in any products or services offered by Insurance Protection Group or a third party, the terms contained in any document detailing such product or service will prevail.

Neither Insurance Protection Group or any third party, make any representations or warranties, express or implied, regarding the usability or condition of this site, that this site will operate uninterrupted or error free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.

Insurance Protection Group expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade. You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site.

Without limiting the generality of the foregoing, you acknowledge and agree that neither Insurance Protection Group or any third party, shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of Insurance Protection Group or for any direct, indirect, special or consequential damages, even if Insurance Protection Group has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.

This site contains links to other sites which sites are not maintained or controlled in any way by Insurance Protection Group. Links to any such sites that are not maintained or controlled by Insurance Protection Group are provided for convenience only and are not to be construed as an endorsement by Insurance Protection Group or any other party of the products, services, advice or opinions or any other content of such sites. Access to or use of sites to which links are provided are subject to the terms and conditions of such sites. You are fully responsible for any use that you make of the content contained in such sites and you are solely responsible for the consequences of any use of or reliance on such content.

The information on this website is intended for residents of Ontario only

Agree